Welcome to Living By Design, a subscription service that provides you with access to live training and education in the forex markets. By accessing or using our service, you agree to be bound by the following Terms of Service. Please read them carefully. If you do not agree with any part of these terms, you may not use our service.

Account Creation and Subscription:

1.1 To use our service, you must create an account and provide accurate and up-to-date information.

1.2 You must be at least 18 years old or have the legal authority to enter into this agreement.

1.3 Your subscription will automatically renew on a monthly, quarterly, or annual basis depending on the package selected, unless you cancel your subscription before the renewal date.

Payment and Billing:

2.1 By subscribing to our service, you agree to pay the subscription fee as specified on our website.

2.2 You authorize us to charge your chosen payment method until you cancel your subscription.

2.3 All fees are non-refundable unless otherwise stated in our Refund Policy.

Cancellation and Refunds:

3.1 You may cancel your subscription at any time by accessing your account settings or contacting our customer support.

3.2 If you cancel your subscription, you will retain access to the service until the end of your current billing period, after which your access will be terminated.

3.3 Due to the digital nature of our resources, we do not offer refunds.

3.4 We do not offer refunds for partial months or any unused portion of your subscription.

Service Usage and Restrictions:

4.1 You may only use the service for personal, non-commercial purposes and in accordance with these Terms of Service.

4.2 You agree not to share, resell, or transfer your subscription to any third party.

4.3 You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Intellectual Property:

5.1 All content, materials, and trademarks provided as part of the service are the property of Living by Design or its licensors.

5.2 You may not reproduce, modify, distribute, or otherwise use any content from our service without our prior written consent.

Termination:

6.1 We reserve the right to terminate your subscription and access to the service at any time for any reason, including but not limited to a violation of these Terms of Service.

6.2 Upon termination, all rights and licenses granted to you will immediately cease, and you must cease using the service.

Changes to the Terms of Service:

7.1 We may update or modify these Terms of Service from time to time. Any changes will be effective immediately upon posting on our website.

7.2 Your continued use of the service after any such changes constitute your acceptance of the revised Terms of Service.

Disclaimer of Warranty:

8.1 The service is provided “as is” and without warranties of any kind, whether express or implied.

8.2 We do not guarantee that the service will be error-free, uninterrupted, or free from viruses or other harmful components.

Limitation of Liability:

9.1 To the maximum extent permitted by law, Living by Design shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use or inability to use the service.

Governing Law:

10.1 These Terms of Service shall be governed by and construed in accordance with state laws.

10.2 Any disputes arising out of or related to these Terms of Service shall be subject to the exclusive jurisdiction of the courts.

By using our service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you have any questions or concerns, please contact our customer support team.